Sports Enthusiasts : Builders : Tradesmen

Don’t let an accident or illness ruin you financially


If you're looking for accident & sickness insurance to cover your sport or trade then we have the right policy for you.

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Our cover pays you an income when you are unable to work, but not just for time off work from sporting injuries; it will also cover you for any accidents at work, as well as for illness.


Choose from:


The key benefits of this policy:

  • No time limit on claims
  • Extreme sports included as standard
  • High risk jobs covered at no extra cost
  • Cover for any illness and any accident
  • Available to employed and self employed
  • Pays up to 65% of your income tax-free
Click here forQUOTES


The key benefits of this policy:

  • Maximum payout of 12 months per claim
  • Extreme sports included as standard
  • High risk jobs covered at no extra cost
  • No medical questions or proof of income
  • Available to employed and self employed
  • Choose payout from £300 to £1500 per month
Click here forQUOTES

5 good reasons to take out this cover


“It will never happen to me”

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Ensures you can pay your bills

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Allows you to play with peace of mind.

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Protect your lifestyle

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Covers you at work too

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* Other than professional sports people, all occupations are covered with our short term policy, however with our long term policy, although most high-risk jobs are covered, there are a few exclusions. Our call center staff can tell you if your job is excluded or not.

About Accident & Sickness Income Protection Insurance:

Income protectionSport accidentSport injuryTradesmenBuilderTree SurgeonMotocrossFootballRugby
Sports Injury Insurance

Protect Your Income with Accident & Sickness Insurance

Whether you’re employed or self employed, income protection insurance is vitally important to ensure you’re covered in case of accident and injury. This type of insurance covers you financially in case you are unable to work due to an accident or injury, no matter how it occurs.  Many people ignore this type of insurance because they assume it is expensive, but we are able to provide income protection insurance that is surprisingly affordable, and offers financial peace of mind in case of any injury or sickness which prevents you from working.

Sports Insurance

Sports insurance for accidents

For people who regularly participate in sports, sports accident insurance is highly recommended. Should you have an accident resulting in a sporting injury which means you are unable to work, our policies will cover your income. Getting sports insurance will allow you to claim for injury and all team sports are covered. We also highly recommend extreme sports insurance, as we regularly cover individuals with motocross insurance and provide cover for other extreme sports.

Sports Accident Insurance

Sports insurance for injuries

Injuries are a natural part of life for people who regularly play sport. In team sports, in particular, injuries are common so it’s important that amateur sports people take out adequate sports injury insurance. Some teams may provide a basic level of insurance for players, but otherwise players should consider income protection insurance for peace of mind when playing any type of sport. We provide protection for all kinds of sports including football insurance and rugby insurance.

Tradesman Insurance

Tradesman insurance

Our policies can offer income protection insurance for all tradesmen such as builders, roofers, construction workers, carpenters, plumbers, glaziers and electricians. Many manual jobs carry an element of risk so it’s important for tradesmen and tradeswomen to make sure they are adequately protected with tradesman insurance in case of accident and injury. Other skilled trades and jobs by this insurance policy covered include labourers, outdoor workers and landscape gardeners.  Due to the high risk nature of their jobs, our tree surgeon insurance for forestry specialists as well as scaffolder insurance are very popular. All workers, whether self-employed or employed, should consider a tradesman insurance policy to cover income payments.

Builders Insurance

Insurance cover for builders

Many people in the building industry are self employed and leave themselves financially exposed if they do not have builders insurance cover for accidents that may force them to take time off work. Our income protection cover is suitable for all self employed (and employed) people working in building trades such as carpentry, brick laying and roofing. These insurance policies are not restricted to building trades and can be taken by people in any self employed or employed work where accidents and injuries are common such as tree surgery and outdoor jobs.

tree surgeon at work

Insurance cover for tree surgeons

Many tree surgeons are self employed and may completely lose their income if they are unable to work due to an accident or sickness. That’s why it is important for these workers to consider tree surgeon insurance cover. Our income protection cover is suitable for all self employed (and employed) people and provides the tree surgeon an income tax-free if they are unable to work. This insurance protection can be taken by anyone who is either employed or self-employed, and by anyone who works in an industry were accidents and injuries are common such as tree surgery, landscape gardening, fencing and similar trades.

motocross accident

Income protection insurance for motocross riders

Motocross is a thrilling sport but accidents do happen. If an accident occurs, motocross riders can be laid off work for weeks which can be a problem financially. Our motocross insurance cover provides income replacement should riders be unable to work due to an accident, injury or some other illness.  This kind of insurance protection is vitally important for motocross riders who are self-employed where income would dry up if they are unable to work. Read more about our motocross insurance cover.

football insurance

Insurance cover for football players

Anyone who watches professional football will know that players are often prone to injury. But accidents and injuries are also common for amateur football players who also have full-time jobs to think about. In case of accidents or injuries which result in time off work, regular players should think about football insurance cover to ensure they continue to receive an income. These income protection schemes offer peace of mind for footballers.

rugby tackle - better get insurance cover

Income protection insurance for rugby players

Rugby is a rough and challenging game. Accidents and injuries are therefore inevitable. Some injuries are small but more serious injuries could lead to time off work.  In these situations it is vital for rugby players to be financially covered, especially if they are self-employed. Our rugby insurance cover is available for all amateur players, no matter what their trade or profession (only a few exceptions). This insurance policy ensures rugby players receive a good proportion of their income if they cannot work due to accident or illness.