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At Income Assured, we are passionate about manual workers getting the best injury income protection insurance available.

Injuries sustained whilst working, or taking part in any type of sport or activity, can spell disaster for those who do not have injury insurance. Should they not be able to work, they could easily find themselves unable to pay their rent, mortgage and bills – a situation which can quickly escalate in to financial difficulties.

When considering buying any type of injury insurance, it can be confusing to understand what the cover actually provides. We believe people should cover what’s important to them, and most people would agree that protecting their income is the most essential. That’s why our policy focuses on income protection.

Income Protection policies pay an income when someone is injured or ill and can’t work. This allows them to be competitive in whatever sport or activity they do, safe in the knowledge that if the worst happens and they need to take time off work to recover, they’ll still have an income.

5 Good reasons why you should promote income protection to your employees or members:

It will never happen to them...
Covers high risk jobs, and working at any height
It'll be cheaper than they think
Ensures their bills are paid
Covers them for all sports
It will never happen to them...

Famous last words?  A trip to any hospital will always highlight the number of work accidents or injuries, as well as injuries from amateur sports and activities. No matter how experienced someone is in their job, or how safe they are, the unexpected can always happen, so just in case it does – make sure they’re covered.

Covers high risk jobs, and working at any height

This cover is perfect for those who do a manual job, and high-risk jobs are covered at no extra cost. Whilst most policies like this don’t cover people working at certain heights, our policy has no such restrictions. So, whatever height their job requires them to work at, they’ll never have to worry about not being covered.

It'll be cheaper than they think

With Income Assured, protecting wages against injuries at work or whilst taking part in sports and activities, is probably much cheaper than people think. Whether they are employed or self-employed, everyone can find a level of cover to match their budget. Get an instant quote now, and see how quick and easy it is for employees and members to get their income insured.

Ensures their bills are paid

Many people think that if they are unable to work the state will provide for them, but government support doesn’t stretch very far at all. For example, statutory sick pay for employees in the UK is currently just £94.25 per week, and for self-employed, the state benefits start at just £57.90 per week – how many workers or their families live off that? With our policy they can recieve up to 65% of their earnings – tax free, and the payments are backdated to the first day they were signed off work.

Covers them for all sports

No matter how many sports someone does or how high-risk or hazardous they are, our policy provides cover for all of them at no extra cost. This gives a worker complete peace of mind, so if they decide to take up a new sport, or even decide to do a spur-of the-moment naked skydiving jump, they’ll know they’re automatically covered. Unlike some sports injury insurance policies, with income protection cover they won’t even have to prove that their injury was sport related – how refreshing!

In January 2019 Which? consumer magazine stated ‘The one protection policy every working adult in the UK should consider is the very one most of us don’t have – income protection’.

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