State benefits won’t provide you with enough money to get by comfortably. Whilst the Employment & Support Allowance (ESA) provided by the Government or Statutory Sick Pay (SSP) provided through your employer (if you are eligible) may be sufficient to help you manage in the short term, these benefits may not even be enough to cover your rent or mortgage repayments.
The policy provided by Income Assured has been rated 5-Star by Defaqto, a leading independent rating company. Their experts have done all the hard work for you by analysing policies, terms and conditions and rating them on a scale of 1 to 5 based on the quality and comprehensiveness of the features and benefits they provide. A 5 Star product provides one of the highest quality offerings in the market.
As long as you continue to be signed off work, you can potentially be paid indefinitely, right up until your occupational retirement age.
No. As long as you maintain the monthly premiums there are no limits on the amount of claims you can make – even for the same injury or illness.
No. Previous injuries and illnesses may still be covered, subject to underwriting.
No. With this policy you can claim as often as required – even for the same injury, with no minimum time limits between claims.
People tell us that this feature is very important to them (especially those who do sport), because following an injury, the part of their body they want to know is covered most, is the very part that they’ve just injured.
No. With sport accident insurance policies, you have to prove that your injury was specifically due to sport – which can often be hard to do. However, because this policy is so comprehensive and covers you 24/7, that problem does not exist.
Yes, this policy covers all sports & activities – including the high-risk adrenaline types, at no extra cost.
No. The amount of times you claim will never effect your premium.
Yes, these state benefits can be paid in addition to your policy benefit for the first 6 months of a claim.
No. Whether you have a mortgage, rent a property, or live with family & friends, anyone can apply for this policy.
Each year, hundreds of thousands of people are signed-off work due to an accident at home, work, or through sport, or are signed off through long-term illness or mental health problems.
The unfortunate reality for many is financial hardship, as state benefits alone are not sufficient. If you have rent, mortgage and bills to pay, the most important asset you should insure is your income.
Your employer’s benefits may only last for a certain period of time and you could be off work for a long time. Benefits from our policy can be tailored to start paying out when your employers benefits cease. Please contact us direct for a quote.