Quick guide to this policy:
What does it do?
This long-term income protection policy is great if you work in any type of manual job, or take part in amateur sports and activities. If you are unable to work due to an accident, injury or illness, it will pay you a monthly income to ensure you can still pay your essential bills, mortgage, rent etc.
Great to know:
This policy provides Back-To-Day 1 Cover, which is the best you can get. When you have been signed-off work for more than 3 days, your claim will be back-dated to the first day you were signed-off.
You can even make multiple claims for the same injury or illness, and there are no time restrictions or limits on making claims.
This policy covers you for ALL sports no matter how extreme (at no extra cost), and you will automatically be covered whilst taking part in any type of sport, including amateur competition / racing / event etc.
This policy suits those who want serious peace-of-mind as this policy provides an ongoing monthly income, right up to your occupational retirement age if needed.
How much will I get paid?
Whether you are employed or self-employed, it will pay you up to 65% of your earnings.
How does it pay out?
On a monthly basis. It continues to pay out until you return to paid work or you reach your occupational retirement age (whichever is sooner).
Why do I need it?
Could you still pay your mortgage, rent, bills or other living expenses if you were unable to work? Income protection policies are great because no one knows what lies ahead, but we do know that an accident, injury or illness can strike at any time. It’s effectively a 24/7 financial security net, whilst you work, rest and play.